Carriers - Underwriters

A Carrier Underwriter is a professional that evaluates the risks of insuring a particular organization and uses that information to set premium pricing and coverage terms for insurance policies.

While underwriters use computer programs and actuarial data to determine the likelihood and magnitude of potential losses, experienced judgment about the risks the organization faces factors heavily into premium/pricing decisions. Underwriters consider everything from leadership character and competency, to inherent risks of the business and its industry, to specific initiatives, processes, and policies the organization has in place to reduce the frequency and severity of loss.

"At Clark Construction Group we pride ourselves on having an exceptional safety and environmental program. Several years ago we sought out qualified on-line safety training providers in the country to enhance our existing program with more training options. After extensive research, we determined ClickSafety to be the premier provider of these services and... "

Jamie Kaiser, ASP, CHST, STS
Regional Safety Director
Clark Construction
"Eric F. Anderson, Inc. has been using ClickSafety as a key element of our safety program for over 10 years. If a company needs to educate their employees in safety compliance, reduce their accident rate, insurance costs & EMR, they must have a comprehensive safety program which ingrains safety awareness into the culture of their company. "

Geza Paulovits
Former CEO
Eric F. Anderson, Inc.
"Since implementing ClickSafety training, our company has saved hundreds of thousands of dollars by providing our employees with a training solution that is easy to use, rich in materials, and versatile. I would recommend ClickSafety for any company that wishes to promote an effective safety culture. "

Geza Paulovits
Former CEO
Eric F. Anderson, Inc.

Challenges	Solutions
Select Superior Risks You must manage to a portfolio in which you have the best risks within the class of business.	Reduced Overall Risk Profile ClickSafety helps to lower a client's risk profile, including their Workers Comp experience modifier.	Continue
Provide Competitive Pricing You must be able to compete on price for the best risks in order to increase profit and to avoid adverse selection.	Reduced TCOR ClickSafety helps lower a client's risk profile and supports a healthy safety culture within an organization. In turn, this creates a more attractive risk profile for the underwriter to put in his/her portfolio.	Continue
Achieve Positive Return on Surplus You need to deploy risk capital efficiently on those initiatives and risks most likely to provide a positive return on surplus.	Single, Central Repository of Safety Reports ClickSafety lowers training costs, provides comprehensive record-keeping, reduces non-compliance issues - all of which lets you achieve less time devoted to claims management and recordables while dealing with fewer OSHA disruptions.	Continue

Carriers - Underwriters

Carriers - Underwriters

Challenges

Solutions

Select Superior Risks

Reduced Overall Risk Profile

Provide Competitive Pricing

Reduced TCOR

Achieve Positive Return on Surplus

Single, Central Repository of Safety Reports

ClickSafety - A Trusted Safety Partner